Bruce Morosco

Insurance

Hi, I'm Bruce Morosco. Welcome to my profile!

Bruce Morosco's Bio:

Bruce Morosco's Experience:

• Consultant at The Seniors Agency

  June 2009 - October 2014

  Developed a startup insurance agency from scratch including: Acquired numerous appointments for producers, initiated a diverse marketing plan and lead generation system. Trained producers on computer application software. Assisted and tutored producers in AHIP and Medicare Advantage carriers certifications.

• Mediator at 1stUMediate

  June 2010 - March 2012

  Successfully conducted hundreds of mediations in a variety of civil disputes including residential mortgage foreclosure, bodily injury liability, municipal liability, workers compensation, commercial general liability, small claims, divorce and other matters. Florida Civil Circuit Court Mediator 40 Hours Training Florida Family Court Mediator 40 Hours Training Florida County Mediator Training 20 Hours Florida Foreclosure Mediation Training 8 Hours

• Senior Vice President at American Reverse Mortgage(R) (ARM)

  May 2009 - June 2010

  American Reverse Mortgage Corporation Freedom Mortgage (FHA/Conventional). Lender is one of the largest HUD-HECM mortgage companies in the USA. Responsible for operations, sales, marketing, training and compliance. Built a sustainable and perpetual marketing machine to work directly with seniors under the ARM DIRECT division, established a series of HECM for Purchase seminars to Realtors, developed an inside telesales unit, created a direct mail and email campaign and redesigned the American Reverse website. Report directly to CEO.

• Southeast Regional Director of Sales at Senior Lending Network

  February 2008 - November 2008

  Responsible for the day to day marketing and operations of five account managers and wholesale production sources. Personally opened new markets and established account relationships with banks, credit unions, mortgage bankers and mortgage brokers. Built a network of over thousand customers and produced closed loan volume of $50 million per month. Operated the region on a P and L. Consistent top performer.

• Relationship Manager at Indymac Bank

  February 2007 - February 2008

  Financial Freedom Senior Funding, a subsidiary of Indy Mac Bank recruited, trained, developed and serviced wholesale production sources including mortgage bankers, brokers, banks, credit unions and other financial institutions. Recognized as the number one RLM in the USA by opening 84 new accounts and growing territory by 201%. Recommended for Central Region Manager promotion.

• National Production Manager at Empire Equity Group

  July 2004 - February 2007

  Oversaw the origination, processing, closing and quality control of all FHA-HECM, FNMA and other reverse mortgage products in the USA. Responsibilities included all compliance, auditing and operational procedures. Knowledge and compliance with CRA, HMDA, RESPA. Recruiting, training and branch development were key components of this position reporting directly to the CEO of 1st Metropolitan Mortgage. Developed a Certified Reverse Mortgage Specialist training program including all courses, tests and authored articles for national publications. NRMLA primary delegate and Ethics, Legislative and HUD committee member Production goals exceeded each month.

• Pennsylvania State Manager at Allied Home Mortgage Capital Corporation

  January 1997 - March 2004

  Direct supervision of twenty branch offices originating residential and commercial real estate mortgages, personal and business lines of credit and equity loans under FNMA/FHA/VA and nonconforming guidelines. Compliance, auditing and operational procedures. Knowledge and compliance with CRA, HMDA, RESPA, and HUD is an ongoing responsibility. Recruiting, training and branch development were critical components of position. Production exceeds 20 million dollars per month. 1/97 to 3/2004 Concurrently, Branch Manager for Allied Home Mortgage Capital Corporation operated an office originating residential and commercial real estate mortgages, SBA loans, lines of credit and other products under FNMA/FHA/VA and nonconforming guidelines. Production exceeds 1.5 million dollars per month. President's Club TOP PRODUCER eight years in a row!

• Commercial Account Manager Donna Morosco Agency at State Farm Agent

  December 1988 - December 1994

  Specialized in Commercial lines, Life and health production- Pennsylvania. Property Inspections and small claims handling. Hiring and training of CSR's and staff. Assisted agent in daily operations and management of agency.

• Marketing Manager at Aetna Life Insurance Company

  June 1985 - December 1988

  Built the region (PA and WV) into the number one office in the country within three years. Exceeded annual production goal by 585%! Enrolled large group pension and annuity participants in 403(b), 457 and 401(k) plans.

• Resident Manager & Registered Representative at Private Ledger Financial Services LPL

  August 1983 - January 1986

  Personally produced financial product sales to institutions and individuals. Built business into 200K gross commission office by recruiting three brokers. Series 7, Series 63 and Series 24 NASD (FINRA) Licenses.

• PRIME Marketing Manager at Aetna

  March 1984 - May 1985

  Recruiting, training and assisting new agents for placement in Aetna preferred (PRIME) agencies. Built a significant force of over twenty five producers dedicated to Aetna and increased personal lines production. Won PRIME award for Top Producer. Promoted to Regional Management.

• Agent at Allstate

  January 1981 - July 1983

  Personally produced Life, Health, Auto, Homeowners, and Commercial insurance. Won Honor Ring, Conference of Champions, Life Millionaire awards and trips each year. Handled all initial claims, customer service and changes for large volume PC multiple agent location. At top of region in new business production for Life and Homeowners insurance. Offered position in management.

Bruce Morosco's Education:

• Saint James University

  Master of Business Administration (MBA)

• Washington & Jefferson College

  Bachelor of Arts (BA)
  Concentration: Business/Managerial Economics